Holiday Insurance |
I am going on holiday - is holiday insurance necessary? With medical costs rising for British travellers abroad, holiday insurance has never been more important. Any accident or illness while overseas can leave you with a serious financial burden unless you come prepared. This is particularly the case in countries such as USA and Spain where medical costs can be very high. While you may consider yourself to be in good health there are always unexpected accidents waiting to happen. It is much better to be safe than sorry! Some people may rely on the EHIC card but this may not cover you for the full costs of medical treatment and will certainly not cover you for repatriation and other costs such as loss or damage to personal baggage, personal accident, travel delay etc which you would normally find in a holiday insurance policy. It is also worth highlighting that the USA has no reciprocal arrangement with the UK which means that if you require medical treatment there and you don't have holiday insurance you could find yourself seriously out of pocket! As mentioned above, holiday insurance is not just about medical expenses. Holiday insurance can also cover you for a wide-range of problems when travelling abroad including the following: -
Buying the right holiday insurance is very important and it is worth taking the time to shop around for the right holiday insurance policy that suits your needs. It is not safe to assume that the cheapest holiday insurance is the worst as some of the more expensive holiday insurance policies on the market may not provide adequate cover. Check carefully the 'key facts' of the holiday insurance policies to see, for example: - Are the holiday insurance cover limits adequate? Does the holiday insurance cover my pre-existing medical condition? Does the holiday insurance policy cover the activity that we planning to do? What are the main exclusions of the holiday insurance policy? What is the excess (ie the amount you have to pay towards a claim) on the holiday insurance policy? Be protected wherever you travel! Whether it's for a short break, a long haul, a family holiday, a carefully planned trip, a last minute booking or something more adventurous, make sure you are covered for the unexpected by taking out holiday insurance - you know it makes sense! Finally, make sure that you pick the holiday insurance policy and cover that suits you best! 24/7 travel insurance offers protection and peace of mind when travelling abroad, and has been set up with one main aim - to provide online customers with flexible holiday insurance cover at the best price possible. 24/7 travel insurance offers protection and peace of mind when travelling abroad, and has been set up with one main aim - to provide online customers with flexible holiday insurance cover at the best price possible.
24/7 travel insurance "annual multi-trip" holiday insurance is ideal if you are going away on several holidays or trips a year:
24/7 travel insurance "backpacker" holiday insurance is ideal if you are aged under 36 and off on a trip lasting one month or more:
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