If you are a student and you are off travelling abroad, you should take student travel insurance - just in case! And, if you’re the adventurous type and into activities you need to make sure that the travel insurance policy you choose, covers the type of activity you’re planning - click here for a list of activities automatically covered by 24/7 travel insurance.

Accidents and illness can and do happen for a variety of reasons and failure to have appropriate travel insurance could leave you having to pay for high medical bills with your own money.

Some handy tips for students shopping around for a student travel insurance policy:

• Check what the student travel policy covers you for? Make sure adequate emergency medical and repatriation cover is included.
• Where are you going and how long are you going for? Make sure the policy covers you for every destination and the whole of your trip, including your departure and return dates.
• If you are going to be involved in any activities, check the student insurance policy to make sure that these are covered. If in doubt contact the travel insurance provider to make sure that you are covered for all your activities - before you go!
• Declare any pre-existing medical conditions that you or anyone you are travelling with may have. (Note: the 24/7 travel insurance policy contains a ‘Disclosure of pre-existing medical conditions' which all persons to be insured must read. In the event that you cannot comply with this, you will be offered an alternative product and quotation via our 24/7 "Free Spirit" website - this is a specialist policy specially designed for travellers with existing medical conditions).
• Get a valid European Health Insurance Card (EHIC) which entitles you to free or reduced cost emergency medical treatment in EU countries. Remember, the EHIC is NOT a substitute for travel insurance. For more information and to apply for this card, pick up the EHIC form from the Post Office, call 0845 606 2030 or visit: www.dh.gov.uk/travellers

It is important that you read your student travel insurance policy carefully before you go and check your policy for instructions to follow in the event of an emergency or claim. Carry your travel insurance documentation and the 24-hour emergency assistance number on you at all times along with your policy number so you’re prepared for every eventuality!

Get a quote for your student travel insurance from 24/7 travel insurance