With almost 180,000* people set to miss out on university places this summer, and graduate unemployment running at 25%**, many young people are choosing to broaden their horizons with a gap year. However, trips such as these present a unique set of insurance requirements according to specialist travel insurance provider, P J Hayman (the company behind 24/7 travel insurance).
As part of these trips, many people will undertake work abroad such as animal sanctuary/refuge work and manual labour which present particular risks that may not be covered by a standard insurance policy due to their physical nature and the presence of machinery. Accidents while working in environments such as these could leave the individual without cover, and therefore require them to pay for costly medical treatment.
Peter Hayman, Director of P J Hayman says:
“With many young people facing an uncertain future, volunteering or working abroad is a really worthwhile option to pursue. Not only do they offer unique learning experiences and an opportunity to see more of the world but can also provide invaluable skills which can really add something to a C.V.
“However, the length of travelling time and the nature of the work that gap year travellers are likely to undertake means that they often require a level of cover above and beyond that of the average tourist. To ensure that a trip is exciting but as hassle free as possible, it is vital that they purchase adequate travel insurance.
*=According to UCAS figures, there have been 660,953 applications, for 481,854 places.
**=According to Higher Education Career Services Unit (HESCSU) figures.
Don’t forget to pack your student travel insurance!You can purchase great value backpackers insurance direct at 24/7 travel insurance. For a 2-month trip in Asia, will cost you just £20.82† – a small price to pay to really enjoy your backpacking adventure all the more!
† Premium £20.82 includes Insurance Premium Tax based on an individual aged under 36 taking out a ‘Standard’ Backpacker 24/7 travel insurance policy for 2 months in Asia. Cover details and prices are correct at time of going to press (September 2010) and are subject to change.