It is estimated that 25% of backpackers* do not have adequate travel insurance even though backpackers are more likely to try extreme activities, such as bungee jumping and skydiving.
* Telegraph 2009
The problem is that cash-strapped students are not seeing travel insurance as a financial priority. The Foreign and Commonwealth Office says it gets more referrals for help from backpackers than any other type of traveller because of a lack of travel insurance. The help overseas embassies can give is limited, especially if you cannot meet any required expenses.
- Check the terms and conditions before you buy your backpackers travel insurance and make sure you are covered for any activities you plan on doing.
- Backpackers insurance is also vital for lost luggage. When you are halfway across the world and your entire life’s possessions are in a backpack, you want to be able to replace items if they are lost or stolen.
The average backpack is worth £450, according to a study by AA insurance. But with expensive iPods and digital cameras, as well as camping gear and perhaps diving equipment, the total cost can easily be more.
Backpackers should always check the baggage cover on their insurance policy is more than their planned backpack contents – and don’t forget to include the cost of the bag!
Backpacking travel insurance
You can purchase great value backpacker travel insurance direct at 24/7 travel insurance. For a 2-month trip to Oz, will cost you just £18.93* – a small price to pay to really enjoy your adventure down under all the more!
*Premium £18.93 includes Insurance Premium Tax based on an individual aged under 35 taking out a Standard Backpacker 24/7 travel insurance policy for 2 months in Australia. Cover details and prices are correct at time of going to press (January 2010) and are subject to change.