Monday, 30 November 2009
Direct rail links to be opened between London and Amsterdam
Speaking at the Confederation of British Industry annual conference which was held in central London's Park Lane Hilton Hotel, he announced that the Channel Tunnel rail firm would be commissioned to lay on new routes from London.
These new routes are expected to extend beyond the current Paris, Brussels and Lille rail links, to include the German city of Cologne and the Dutch cultural capital Amsterdam.
The Prime Minister added: “The Capital would not be the only starting point for journeys to Europe, with new high speed links beyond Birmingham allowing the whole of the United Kingdom to be put at the ‘heart’ of the continent.”*
* Source – Telegraph Nov 09
Mr Brown hinted that Newcastle would be among a number of northern cities which would receive faster connections to the south, adding that the new lines would be designed to carry higher levels of freight as well as increased passenger numbers.
Mr Brown added: "Let me tell you what we could ultimately achieve: a European network of train service that takes us quickly not just to Paris and Brussels but quickly to Cologne and Amsterdam. And one that starts not just in London but in the north of our country.”
Don’t forget your holiday insurance!
You can purchase great value travel insurance direct at 24/7 travel insurance. For a 3-day break in Europe, it will cost you just £5.32* - a small price to pay to really relax and enjoy your Christmas shopping all the more!
*Premium £5.32 includes Insurance Premium Tax based on an individual aged under 55 taking out a Standard Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: new rail links
Friday, 27 November 2009
Top backpacking tips
Backpacking overseas is a great adventure. You get to see another land and enjoy backpacking at the same time. You are in for an adventure of a lifetime. You will experience a new culture and new terrain. The foreign lands with their ancient pasts bring surprises and breathe taking experiences. If you are fairly new to traveling overseas then there are some things you should be aware of so you can have a flawless trip.
- Make sure you understand the local laws and customs. This is important because the last thing you want to do is to cause offence and end up in trouble.
- Make sure you have everything you need to travel overseas and get into the destination country. You should check with both countries to ensure all of your paperwork is in order.
- You should check to make sure the map you are taking is current. You do not want to plan a backpacking trip in an area that has recently been changed from wilderness to a shopping centre!
- Fill in your family on all your plans. This is even more important when travelling. The FCO have a service called LOCATE service, registering your contact details and travel plans online, the local British embassy can provide better assistance in case of an emergency.
- Have a travel ‘back-up’ plan for if your travel arrangements get messed up by weather or some other unexpected event. Be sure you have an alternative plan in place so your trip is not ruined.
- Do not let your mind get clouded by the fact you are backpacking and that is familiar to you. You are still travelling to a foreign land and need to be as cautious as you would if you were just going for a visit, not to backpack. You have to plan out your trip and be smart about it.
Even though you are going on a backpacking trip you still need to understand the basics behind safe travel abroad. Here are a few last tips:
- Leave valuables at home.
- Hire a local tour guide and always travel in a group or with at least one other person.
- Stick to public areas, do not try to venture to unknown areas. You never know what types of problems you could run into.
Finally, don’t forget your backpacker travel insurance!
You can purchase great value backpackers insurance direct at 24/7 travel insurance.
For a 2-month trip to Oz, will cost you just £18.93* - a small price to pay to really enjoy your backpacking adventure all the more!
*Premium £18.93 includes Insurance Premium Tax based on an individual aged under 36 taking out a Standard Backpacker 24/7 travel insurance policy for 2 months in Australia. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: Backpacking
Thursday, 26 November 2009
Finnair launches mobile check-in and boarding passes
Text message check-in is available to members of Finnair Plus, the carrier's frequent flyer programme. If you have luggage to check into the hold, you need to pass by the baggage drop desk in the departure hall. Otherwise, you can proceed straight to the gate.
Finnair’s UK sales director Tomi Hänninen, says: “The mobile boarding pass system cuts passengers’ carbon footprint by removing the need for passengers to print out and keep track of a paper boarding pass, thus eliminating waste paper. Customers will also see a tangible benefit through using the mobile boarding pass system as it will speed up the check in process, affording Finnair flyers even greater stress free travel.”*
The new mobile boarding pass incorporates a 2D bar code which can be scanned at the airport. The pass works on all mobile phones and will be charged at the cost of a normal text message plus the data cost for downloading the pass.
Finnair Plus passengers should update their profile with their mobile phone number to pursue the mobile check-in service. For flights departing in the morning, Finnair sends a check-in text message the previous evening between 17:00 and 19:00, and for flights departing in the afternoon, the message is sent around 3 hours before departure time. You need to send back the letter A to accept text message check-in.
Don’t forget your travel insurance!
Whether you’re traveling for business or leisure, you can purchase great value travel insurance direct at 24/7 travel insurance. For a 3-day break in Europe, it will cost you just £5.32** - a small price to pay to enjoy your trip all the more!
*Source – Times Online November 2009
**Premium £5.32 includes Insurance Premium Tax based on an individual aged under 55 taking out a 'Standard' Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: Airport check-in
Wednesday, 25 November 2009
Rules Are Changing for Backpacking Permits at Grand Canyon National Park
The current rules for applying for a Grand Canyon overnight backpacking permit state that travellers have to request a permit either in writing or in person 4-months in advance. Immediate consideration is given to requests submitted in person.
Park officials say consideration of written requests can take up to three weeks due to the large number of requests received in writing, especially on the first day of that four month window of opportunity. Since many of the park’s visitors travel from across the country and around the world to take a backcountry trip in the Grand Canyon National Park, they are put at a disadvantage because they are unable to submit their advance permit requests in person.
With intentions of adding fairness into the system for those who can't simply walk into the National Park’s office with a permit request, come February all requests for a permit for trips four months down the road will have to be in writing. Written requests can be submitted by fax, letter or by hand delivery. Backpacking permit requests can not yet be accepted by telephone or by e-mail but plans are underway to include in these in the future.
So, beginning in February 2010, if you want to head out into the park backpacking for specific dates in June 2010, the first day to submit a permit request in writing will be February 1.
For more information on overnight backpacking permits, click here to visit the Grand Canyon National Park website.
Finally, don’t forget your cheap backpacker travel insurance!
You can purchase great value backpacker travel insurance direct at 24/7 travel insurance. A 2-month trip to the USA, will cost you just £25.68* - a small price to pay to really enjoy your backpacking adventure all the more!
*Premium £25.68 includes Insurance Premium Tax based on an individual aged under 35 taking out a Standard Backpacker 24/7 travel insurance policy for 2 months in the USA. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: Backpacking
Tuesday, 24 November 2009
Stay safe on the slopes
“With scores of Brits expected to visit popular skiing destinations this season, it is imperative to keep safety at the forefront at all times. No matter how seasoned the skier, there are certain guidelines that should be adhered to, to ensure a safe and enjoyable on the piste experience.
1. Wear appropriate clothing and safety gear
Wrap up warm on the slopes and make sure you have all the necessary equipment to keep you safe when skiing e.g. wearing a helmet. Double check your ski equipment before using it to ensure it is all in order.
2. Stick to the slopes you are comfortable with
Whether trying out a new resort for the first time, or returning to an area you are familiar with, it is imperative to feel safe on the slopes. This may mean a “back to basics” approach to begin with, until you feel ready to try the more adventurous runs.
3. Ensure you obtain adequate travel insurance to cover for any mishaps on the slopes
Whilst a fun activity, skiing can be a hazardous sport and it is imperative to have sufficient travel insurance should anything go wrong. Make sure you carry your documents with you at all times so that you are not refused help if you have an accident on the slopes. It is also important to check your policy to ensure that you are adequately covered, particularly if you are planning to go off-piste.
4. Check the weather conditions
Before hitting the slopes, it is wise to check the predicted weather conditions so you are not caught out or put in danger by any unexpected snow storms.
5. Don’t over indulge in après ski!
Although it is tempting to have a tipple or two at lunch time, the high altitude can affect your reactions to alcohol. Be wary of this when treating yourself after a morning of skiing.
Remember your 24/7 wintersports travel insurance...
It is not just medical emergencies that wintersports travel insurance can protect you from financially - policies may include:
cover for stolen or damaged ski equipment
baggage loss
piste closure
personal liability
loss of ski passes
medical repatriation
So check your wintersports travel insurance cover carefully to avoid being left out of pocket!
Travel Insurance with wintersports cover can be purchased for just £11.82* at www.247travelinsurance.co.uk – a small price to pay to be able to really enjoy your wintersports holiday on the slopes!
* Premium £11.82 includes Insurance Premium Tax, Personal Possessions cover and Wintersports cover. Based on a ‘standard’ single trip 24/7 travel insurance policy for one adult aged under 55 travelling to Europe for 3 days. Policy purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: wintersports travel insurance
Monday, 23 November 2009
Top tip to get one over on mobile phone thieves…
If your mobile phone is stolen you may never see it again but can at least have the satisfaction of knowing that you have rendered the phone useless to a thief or anyone who purchases the stolen property. A thief will not be able to use the phone or sell it on to others if you do the following:
First, you need to find out the unique serial number of your mobile phone. To do this, key in: *#06#
The serial number of your phone will appear on the screen. Keep a note of the number somewhere safe but where it can be easily accessed if needed, especially when travelling. If your phone is stolen call your service provider and give them the code. This will enable the company to deactivate the phone so that it is useless, even if the thief changes the SIM card.
If we all did this perhaps it would put a stop to a lot of theft of our mobile phones. Pass this great tip along to fellow travellers!
Content sourced from Travel News November 2009
Don’t forget your travel insurance!
You can purchase great value travel insurance direct at 24/7 travel insurance. For a 3-day break in Europe, it will cost you just £5.32* - a small price to pay to really relax and enjoy your break all the more!
*Premium £5.32 includes Insurance Premium Tax based on an individual aged under 55 taking out a Standard Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: travel insurance
Friday, 20 November 2009
Travel vaccinations for backpackers – be safe abroad!
Diseases which aren’t present in the UK such as yellow fever, malaria, rabies and dengue fever are common in some areas of the world. Whether or not you will need to have jabs depends on the individual country you will be travelling to, what existing medical conditions you have and what medication you are already taking. Check out the Foreign & Commonwealth Office website which has country specific advice.
Free vaccinations
Your GP or nurse may only be able to provide some travel vaccinations for free, these usually include:
· typhoid
· hepatitis A
· meningitis C
· tetanus, diphtheria, and polio (combined in one vaccine)
Charged vaccinations
You will need to pay for any other vaccinations, including:
· yellow fever
· meningitis
· Japanese and tick-borne encephalitis
· hepatitis B
· rabies (three doses over a period of time)
Planning ahead
Remember to visit your GP as soon as possible to check if you need any vaccinations as some will need to be done within a certain time period before you travel. You should also check with your GP if you will need other preventive measures, such as malaria tablets which aren’t usually available as NHS prescriptions and be quite costly. As well as having vaccinations for common diseases in the country that you are travelling to, you should make sure that you are up to date with your booster jabs, such as tetanus.
General health tips
· take out adequate travel insurance or you could face a huge medical bill if you fall ill and need treatment
· a valid European Health Insurance Card (EHIC) entitles the holder to free or discounted healthcare in European Union countries
· drink plenty of water in hot climates to avoid dehydration
· be safe in the sun - use a high factor sunscreen and avoid excessive sunbathing between 11am - 3pm
· find out the local emergency services numbers and the number of the local hospital
For more health travel information
The Foreign & Commonwealth Office website has handy travel health advice on countries worldwide or the NHS website can provide you with specific information on immunisations.
Don’t forget your backpackers travel insurance!
You can get an instant quote and immediate cover by going online to 24/7 travel insurance and if you arrange your cover as soon as you book your holiday you will be immediately protected. For just £25.68* you can travel anywhere in the world and have peace of mind you are protected if there is a medical emergency.
* Premium £25.68 includes Insurance Premium Tax based on an individual aged under 35 taking out a Standard Backpacker 24/7 travel insurance policy for 2 months WW inc USA. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: travel health
Thursday, 19 November 2009
Financial protection for holidaymakers could be expanded
More than a year on since the holiday company XL Leisure Group collapsed. Nearly 300,000* people were affected by the collapse – either abroad or booked to travel. Most had booked a package and were protected by ATOL (Air Travel Organisers' Licensing). However, there were around 10,000* XL customers who'd booked a flight through the holiday company and were unprotected. Other companies which have gone bust include the airlines Zoom and Silverjet.
* Source – Telegraph Oct 09
The proposed new scheme, which is being discussed with the Civil Aviation Authority (CAA) and the Department for Transport, could see travel agents safeguarding the money of people who book hotels and flights separately.
An ABTA spokeswoman says: "We have been lobbying for this for some time because of the gap in financial protection for consumers."
According to a spokesman for the CAA, further progress should be announced soon. "We have been liaising closely with ABTA and others in the industry in advance of the Government's proposed consultation on reforming the ATOL scheme, which we expect before the end of the year."
Until this scheme comes in to action, the best way of making sure your money is protected is by booking your holiday with a fully bonded ABTA or AITO tour operator and pay with a credit card. It might cost a little more, but your money will be protected. For more information check the Consumer Direct website.
24/7 travel insurance have included ‘BONDPLUS Financial Failure’ cover to all their travel insurance ‘Premier cover’ policies. This valuable cover provides customers with added protection providing up to £1,500 if the holiday/trip has to be cancelled due to the financial failure** of the travel or accommodation provider.
** The business being wound up or carried on by a Liquidator or the Receiver
Great value holiday insurance!
You can purchase great value holiday insurance direct at 24/7 travel insurance. For a ‘Premier cover’ 3-day break in Europe, will cost you just £7.33† - a small price to pay to really relax and enjoy your holiday all the more!
† Premium £7.33 includes Insurance Premium Tax based on an individual aged under 55 taking out a ‘Premier’ Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: travel insurance
Wednesday, 18 November 2009
Travel to the Alps by train
The arrival of www.snowcarbon.co.uk is well timed. Charges for skis and extra bags are making scheduled airlines less and less attractive to skiers. The cost of flying with your ski equipment can add up, especially for large groups and families.
This will also be the first winter for 20 years without a Snow Train. The operator, Rail Europe has stopped the Snow Train service this season due to a combination of rising costs, the weak pound and the recession.
The Snow Train was a dedicated sleeper service that left London on a Friday evening and pulled into the Tarentaise valley in the heart of the French Alps early the next day. The return train departed on a Saturday afternoon, arriving back in London early on the Sunday. This allowed dedicated skiers to enjoy eight days on the slopes and still have a Sunday to recover on their return from their trip.
As Snowcarbon points out, we may have lost the only direct sleeper service from Britain to the Alps, but there are still other options for travellers who wouldn’t mind injecting a little imagination into their travel plans. The website highlights more than two dozen resorts in Switzerland, France, Austria and Italy to which you can feasibly travel by train.
Remember your 24/7 wintersports travel insurance…
It is not just medical emergencies that wintersports travel insurance can protect you from financially - policies may include:
- cover for stolen or damaged ski equipment
- baggage loss
- piste closure
- personal liability
- loss of ski passes
- medical repatriation
So check your wintersports travel insurance cover carefully to avoid being left out of pocket!
Travel Insurance with wintersports cover can be purchased for just £11.82* at www.247travelinsurance.co.uk – a small price to pay to be able to really enjoy your wintersports holiday on the slopes!
* Premium £11.82 includes Insurance Premium Tax, Personal Possessions cover and Wintersports cover. Based on a ‘standard’ single trip 24/7 travel insurance policy for one adult aged under 55 travelling to Europe for 3 days. Policy purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: wintersports travel insurance
Tuesday, 17 November 2009
Wacky airport lounges
Yet quirky lounges and odd lounge features do exist, you just have to know where to look:
UK, Heathrow Airport:
The newly opened plush Bmi lounge in terminal 1 has installed an ‘aga’ to prepare foods like soup and bacon for breakfast. Keeping up with british influences, the lounge also has a British pub inside.
Germany, Munich Airport:
The ban on smoking in public buildings in Germany has been slightly avoided by airline carrier Lufthansa. Even though smoking is banned inside Munich Airport, there is a loophole involving private clubs that gets around the ban. This means that passengers can use the cigar room at Lufthansa’s recently opened First Class lounge at the airport.
USA, Washington Dulles Airport:
In 1962, the airport introduced ‘mobile lounges’ to transport passengers between the terminal and the aircraft gates. These 54-foot long, 16-foot wide, 17.5-foot high vehicles can carry 102 passengers, 71 of them seated, directly from the terminal to the aircraft. The mobile lounges were constructed to protect the passengers from weather, jet noise and long walking distances from the aircraft to the terminal. There are currently 19 in operation at the airport.
Holland, Amsterdam Schiphol Airport:
Aimed at a different category of traveller, the Babycare Lounge has seven circular cabins where babies can sleep in a cot while their parents watch over them. There are also baby baths, changing tables, play areas and microwaves… and it’s completely free!
USA, Hawthorne Airport Los Angeles:
Not just limited to humans, pets get their own airport lounges too. Pet-friendly airline carrier Pet Airways lets you drop off your pet in lounges at several US airports, including Hawthorne Executive in LA and Midway in Chicago, before the ‘paw-sengers’ are flown.
Finland, Helsinki Vantaa airport:
Due to open in December, Finnair will open the final parts of its new lounge at Helsinki’s Vantaa airport. Visitors to the 1,000 square metre lounge will find not one but four different types of sauna: an Alpine-style spruce sauna, a stone sauna, a steam sauna and a traditional Finnish sauna. Best of all, the traditional Finnish sauna will have a view of the runways. Business travellers should be aware of not getting too relaxed and suddenly realising their plane is about to depart, chasing down the runway in a towel. Or worse, with nothing on at all!
Don’t forget your cheap holiday insurance!
When buying your cheap holiday insurance, don’t assume that every policy is the same. Your needs may be different from others, so make sure the policy you buy provides the cover that you require. Read the small print, check the level of cover and ensure you are covered for any activities that you want to undertake. Carry your travel insurance documentation with you on holiday and keep the 24-hour emergency medical assistance number on you at all times along with your policy number. Click here for an instant 24/7 travel insurance quote, for just £5.91† 24/7 travel insurance will cover you for a 3-day trip to Europe!
† Premium £5.91 includes Insurance Premium Tax; based on an individual traveller aged under 55 taking out a Standard single-trip policy for 3 days in Europe including personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: cheap holiday insurance
Monday, 16 November 2009
Great wintersports prices from 24/7 travel insurance!
As well as protection in the event you have to cancel your trip, 24/7 travel insurance with wintersports (single trip and annual multi-trip policies) also includes cover for personal liability, personal accident, legal expenses, travel disruption, loss of ski equipment and ski pack, closure of piste (not UK), avalanche/weather delay and, most importantly, medical and emergency expenses including repatriation and emergency air lift to hospital.
Our wintersports travel insurance not only covers you for skiing/snowboarding in recognised areas (including off-piste provided you are not skiing/snowboarding against local recommendations or where avalanche warnings have been given), it also covers you for ice skating, mono skiing, sledging and tobogganing.
So take advantage of our cheap prices and be protected on your skiing / snowboarding holiday with our low cost, great value winter sports travel insurance with emergency assistance available 24/7.
Taking winter sports travel insurance allows you, your family and friends peace of mind, leaving you free to enjoy the thrill of the slopes!
With an instant online winter sports travel insurance quote you can then purchase your insurance and be covered immediately. You will receive your policy schedule and policy details instantly by email.
We know that skiing / snowboarding holidays can be expensive especially with hiring of ski / snowboarding equipment and buying a lift pass, so 24/7 travel insurance are pleased to be able to offer competitive wintersports travel insurance prices:

Comparison based on prices obtained from providers' websites on 10th November 2009.Single Adult premiums are based on 1 adult aged 30 and Family premiums are based on two adults aged 30 and two children aged 10 and 8 travelling within 14 days including baggage cover.
Note: Where more than one level of cover is offered the premium quoted is based on a policy equivalent to the 24/7 Standard Cover.
Get your wintersports quote today from 24/7 travel insurance!
You want to relax when on the piste so you can enjoy your ski holiday all the more. To put your mind at ease, make sure you take out travel insurance including wintersports cover just in case you have an accident and need medical treatment. Travel Insurance with wintersports cover can be purchased for just £11.82* at http://www.247travelinsurance.co.uk/ – a small price to pay to be able to really enjoy your wintersports holiday on the slopes!
* Premium £11.82 includes Insurance Premium Tax, Personal Possessions cover and Wintersports cover. Based on a ‘standard’ single trip 24/7 travel insurance policy for one adult aged under 55 travelling to Europe for 3 days. Policy purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Friday, 13 November 2009
Holidaymakers warned against making fraudulent travel insurance claims
Last year, travel insurers detected 4,300 dishonest travel insurance claims - over 80 every week - worth £5 million.* The ABI said insurers and overseas police forces are becoming more vigilant when investigating claims in an attempt to crack down on cheats.
Nick Starling, the ABI’s director of general insurance and health, says: "Travel insurance is there to cover you if things go wrong, not to pay for the cost of your holiday.
"The vast majority of claimants are honest, but the dishonest few are in for a nasty and expensive shock this summer. Details of fraudulent claims are held on industry databases, which will impact on the cost and availability of other types of insurance, such as motor and household, and affect an individual’s credit rating."*
Steven Williams, head of travel insurance at Confused.com, believes dishonest insurance claims could hit people much harder in the long term if they are caught.
"A fraudulent claim will remain on your credit history for five years, possibly more. This means a dishonest claim for a £200 camera for example, could end up costing a huge amount more additional insurance premiums in the future."*
The ABI said potentially suspicious claims include the last minute loss, where items are reported lost or stolen to the insurer very shortly before returning home, with no time to report the loss to the police; and claims for high value items, such as cameras, jewellery and camcorders, where there is a lack of proof of the loss or theft.
However travel insurance provides invaluable protection for legitimate claims, holidaymakers should not to travel without it. Don’t be put off taking out travel insurance. Insurers are obliged to treat each claim with the utmost good faith, and will give claimants the benefit of the doubt.
If you need to make a claim, follow these steps:
1. Read the small print
Yes it’s long and tedious but it’s important to understand the level of cover and exactly what the policy will pay out for. In particular, look out for the excess amount per item and the maximum individual limits per item; the level of medical protection and any exclusions to the policy. You should also check whether cash is covered and how much, and if loss is covered in addition to theft. If you plan to take part in adventure sports such as bungee jumping, you may require additional cover.
2. Keep a record
Receipts for possessions such as iPods, cameras and phones are the best proof of ownership if the items get lost or stolen, but many us of may not hang on to them for long. "So make a note of what you take and try to track proof of purchase through bank statements or credit card bills. Photos can also act as evidence; a photo of you wearing your stolen Rolex for example, can be included with your claim.
3. Report the incident
If something does go wrong, call the insurer immediately to log the claim and check what you have to do next. Take a copy of the policy with you and follow it carefully to avoid delays. If any of your possessions are stolen, immediately contact the local police, hotel management or tour operator and get written confirmation of the loss.
4. Follow instructions
In the event of a medical claim, when large sums are often involved to cover medical expenses, it’s even more important to follow your policy instructions to the letter and phone your insurer for guidance if you’re unsure. Use your valid European Health Insurance Card, and keep receipts of any treatment or medicine you receive.
5. Follow up at home
If you haven’t done so already, fill in the claim form when you return to the UK. Provide as much detail as possible, and include all your supporting evidence. Keep hold of correspondence between you and the insurer, and record the details of all phone calls.
6. If your claim is rejected
Suspected fraud isn’t the only reason your claim may be rejected; the most common grounds are that you are simply not covered for something or a legal technicality in the small print. You can approach the Financial Ombudsman Service for advice, or appeal to the insurer yourself, providing any additional information or evidence to support your claim.
Cheap holiday insurance is a must!
When buying your cheap holiday insurance, don’t assume that every policy is the same. Your needs may be different from others, so make sure the policy you buy provides the cover that you require. Read the small print, check the level of cover and ensure you are covered for any activities that you want to undertake. Carry your travel insurance documentation with you on holiday and keep the 24-hour emergency medical assistance number on you at all times along with your policy number. Click here for an instant 24/7 travel insurance quote, for just £5.91† 24/7 travel insurance will cover you for a 3-day trip to Europe!
† Premium £5.91 includes Insurance Premium Tax; based on an individual traveller aged under 55 taking out a Standard single-trip policy for 3 days in Europe including personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
* Source – Moneytoday.co.uk Aug 09
Labels: travel insurance claims
Thursday, 12 November 2009
Get yourself in the festive spirit and visit a Christmas market…
Copenhagen, Denmark: 13th November – 30th December 2009
Surrounded by 1,000 Christmas trees and illuminated with thousands of lights, the market is held in the enchanting Tivoli Gardens - Europe's oldest amusement park.
It's fantastic for families; while parents splash out on porcelain and stylish modern Scandinavian glassware, children are spoilt rotten with the amount of amusements on offer.
Not only is there an ice rink, but also a giant funfair, elf train and pony rides. For those who have a head for heights, there's also the world's tallest swing carousel, the Star Flyer, which spins passengers around 80 metres up in the air. Alternatively, visitors can get a bird's-eye view of the city lit up in lights from the more sedate big wheel!
Lille, France: 18th November – 30 December 2009
This Market is extremely popular with the British because of the Eurostar link. Visitors to this market quickly get into the festive spirit with Lille's month-long Christmas market, held in the Place Rihour in the centre of town.
The whole of the Place is taken over by stalls selling arts and crafts and local cuisine. There's entertainment for children in the shape of theatre and games and a chance to sample traditional French Christmas delicacies.
Visitors with children can have photos taken with Father Christmas, who attends the market and participates in a spectacular event on Saturday 19th December - when he "falls" from the Chamber of Commerce's 80 metre-high Belfry.
Salzburg, Austria: 19th November – 26th December 2009
The main market, which dates back to 1679, is held on the Domplatz in front of the Baroque cathedral. Other smaller markets are peppered throughout the city, illuminated by candles and bulbs.
Stock up on wooden crafts, tree decorations and knitwear, and make sure you try the Hussar rounds - almond and apricot cookies.
As the city where Mozart and the carol Silent Night were born, it's not surprising that music plays a big part in the whole affair. While brass bands enthrall crowds in Residenz Square, the steps of the cathedral become a stage for children's choir concerts. Add to all this a light dusting of snow and you have yourself one breathtaking city this time of year.
Brussels, Belgium: 27th November 2009 – 3rd January 2010
Set around the beautiful buildings of the Grand Palace in the heart of the city, Brussels' Christmas market attracts millions of visitors from across the globe every winter.
Often hailed as Europe's most original Christmas market, 240 wooden chalets are spread around the Bourse (Stock Exchange), Place Sainte Catherine and Fishmarket.
While traditional arts and crafts, jewellery and handmade tree decorations can be found in abundance, this is really the market for gourmets - think marzipan, gingerbread, waffles and, of course, plenty of Belgian chocolates.
Skate off some calories on the open-air ice rink, before taking a ride on the magnificent 48-metre-high Big Wheel illuminated by 18,000 lights - a spectacular sight when night falls.
Cologne, Germany: 27th November – 23rd December 2009
Attracting over two million visitors every year, the city has not one but six markets, each with its own unique character.
One of the most popular is located in the Roncalliplatz, which boasts the largest Christmas tree in Germany - a 24-metre fir tree that stands beneath the imposing gothic cathedral.
There's also a medieval market located in front of the Museum of Chocolate and, most outstanding of all, a floating market on the MS Wappen, which drops anchor at the Rheinpromenade.
There are over 40 stalls on board, selling plenty of culinary treats as well as many regional crafts, including wooden carvings, dolls and ceramics. Every afternoon the ship's Santa reads fairy tales for the younger visitors.
Prague, Czech Republic: 28th November – 1st January 2010
The markets, which take place in the Old Town Square and Wenceslas Square, with smaller ones at Namesti Republiky and Havelske Trziste, give the city a wonderful air of romance this time of year.
Brightly decorated wooden huts offer everything from Czech glass to scented candles and handmade puppets. Warm your cockles with a cup of svaree vino (mulled wine) and listen out for the sound of music resonating throughout the Old Town Square. School children from throughout the country, dressed in traditional costume, dance and sing for the crowd.
If that's not captivating enough, there's also a stunning Christmas tree, shipped from the Sumava Mountains, which is draped in a blaze of lights. Set against the dark gothic skyline, it makes for a stunning sight.
Don’t forget your holiday insurance!
You can purchase great value travel insurance direct at 24/7 travel insurance. For a 3-day break in Europe, it will cost you just £5.32* - a small price to pay to really relax and enjoy your Christmas shopping all the more!
*Premium £5.32 includes Insurance Premium Tax based on an individual aged under 55 taking out a Standard Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: holiday insurance
Wednesday, 11 November 2009
A backpacker’s guide to hostels
Before you go:
Before you leave for your destination, check out the discount accommodation cards available for your destination. One of the most common is the International Hostelling (IH) card. It also grants you various discounts at travel shops, like 10% off at Millets - ideal for purchasing some backpacking necessities!
It’s often worth exploring the different cards and packages on offer, as there are often plenty of promotions tied in with them. Coach tours, attractions and even plane fares can sometimes be discounted if you’re a hostel cardholder, so it’s definitely worth becoming a member even if you aren’t planning on solely using a single chain of hostels.
Advance booking:
If it’s your first time hostelling, it will probably pay off to always book ahead so you know where you’re staying. Especially if it’s your first night in a new country. You’ll be jetlagged and disoriented, and it’s quite likely you’ll need some help getting your bearings. Booking your hostel ahead is an extra security measure, you know you’ve got somewhere to fall back on.
You can make hostel bookings over the internet or by phone. Find a reliable, up-to-date guidebook or hop on to the internet and start browsing the available hostels. You’ll find countless options available to you, so try to make sure that your final choice is within your budget and is in a sensible location. Ask other backpackers on social networking sites like Facebook for recommendations and warnings. This way you’ll book the right hostel which suits you.
What to expect:
In most hostels, you’ll find yourself with basic, simple (and hopefully clean) accommodation. Washing facilities, bathrooms and bedrooms will all be shared if you’re choosing the cheapest option. Although you can hire private rooms depending on the hostel (sometimes they even have en suites!). The most cost-effective way to use hostels is using dormitory beds. You’ll often have the option of choosing single-sex or mixed dorms; this is usually in place to make female travellers feel safer. Don’t be daunted by the size of the dorms – in some hostels they can be as big as 20 or more people, but as a general rule you’ll find 6-8 or fewer beds per room.
On arrival:
When you arrive at your hostel, don’t be scared! Settle yourself into your room, find an empty bed and introduce yourself to your new roommates. Try breaking the ice by asking where the kitchen and bathrooms are. Remember that everyone else in the hostel is in the same boat as you.
For the first couple of days, keep yourself busy. Spend some time in the social room and find out where people are from, what they’ve done and where they’re going. Chat to the reception staff and get yourself booked on some activities.
Look after your belongings:
Hostel dorms lock so that only backpackers that sleep in that dorm can access it. However, this doesn’t mean you should ignore sensible security precautions – the people you’re sharing a room with are complete strangers, so use your common sense.
Check with the hostel reception where you’re able to store valuables like your passport, travellers’ cheques and your travel documents. Don’t stash valuables under your mattress. If it’s something very important, put it in your day pack.
Finally, don’t forget your backpacker travel insurance!
It won’t take long before you’ve made a whole bunch of new mates, and you’ll be making plans to gallivant off to your next backpacking destination together. You can purchase great value backpackers insurance direct at 24/7 travel insurance. For a 2-month trip to Oz, will cost you just £18.93* - a small price to pay to really enjoy your backpacking adventure all the more!
*Premium £18.93 includes Insurance Premium Tax based on an individual aged under 35 taking out a Standard Backpacker 24/7 travel insurance policy for 2 months in Australia. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: Backpacking
Tuesday, 10 November 2009
Remember Your Travel Insurance When Booking Your Festive Season Trips
Peter Hayman – Director at specialist travel insurance provider, P J Hayman, explains: “Over 1 in 4 UK consumers neglect to take out travel insurance when they go abroad (28%) which is a serious problem that could see people facing thousands of pounds worth of bills just before the festive season. Even those people who have taken time to get a European Health Insurance Card (EHIC) could find themselves out of pocket as this document only entitles you to the same medical treatment as national of that European country and does not cover repatriation, loss of possessions or airline failure.
“However, it is not only those people who haven’t taken the time to buy travel insurance that could have issues. More than 60% of people don’t read their travel insurance documentation thoroughly and when they come to claim they could find that the incident or illness that has caused the problem is not covered.
“This is especially true for people with pre-existing medical conditions as it can be confusing. Indeed, some consumers might not even realise that they fall into this category as – if undeclared – common conditions such as epilepsy, asthma and depression can invalidate a travel insurance policy.
“At P J Hayman, we recommend that not only do people purchase travel insurance but that they thoroughly check all the details of the policy and talk to their provider if they are at all concerned. It is far better to be fully covered than facing the trauma and significant cost of something going wrong.”
Information on all of P J Hayman’s products can be found on the website or by telephone: 0845 230 0631.
Labels: travel insurance
Friday, 6 November 2009
Travelling with pre-existing medical conditions?
Despite a significant number of people in the UK suffering from a pre-existing medical condition, there is still confusion about how many people with a condition can travel abroad. A recent survey by travel insurance specialists P J Hayman & company whose Free Spirit travel insurance product is specially designed to cover people with pre-existing medical conditions, found that out of those surveyed, 27% believe that those with a pre-existing medical condition will struggle to get travel insurance. With those in Northern Ireland thinking they would be unable to travel abroad altogether (13%).
Adding to the confusion is consumer misunderstanding of the conditions that you can and cannot travel abroad with:
- 13% of UK adults believe if you have high blood pressure you cannot travel abroad. This figure is higher in some regions (South East 24%, North West 19% and West Midlands 19%).
- 21% think you cannot travel abroad if you have epilepsy (West Midlands 29%, Wales 28% and South East 24%).
- 6% believe you cannot travel abroad with diabetes (East Anglia 9%).
In fact, you are able to travel abroad with all of the above. Yet fear of not being able to obtain cover would prompt 11% of Brits to lie about having a non-life threatening condition in order to be able to travel abroad. Those in Scotland would be most likely to bend the truth, with 15% saying they would avoid purchasing travel insurance altogether.
Peter Hayman, director of P J Hayman, said: “Travellers must ensure their policy cover is comprehensive to avoid having to pay extra costs in the unlikely event that anything should go wrong abroad.
“There are common misconceptions surrounding what conditions you can and cannot travel abroad with. Contrary to popular belief, the majority of people with pre-existing medical conditions can obtain travel insurance cover for their holidays abroad and we have developed a range of specialist policies to ensure they can travel with full cover.”
Free Spirit travel insurance
When obtaining a quote from 24/7 travel insurance you will be asked if you are able to comply with the Medical Warranty. If you have a pre-existing medical condition and can not answer yes to the Medical Warranty, you will automatically be referred to our Free Spirit travel insurance website where an alternative quotation and product can be obtained.
Details of Free Spirit, the specialist policy for people with pre-existing medical conditions can be found on the website.
Labels: pre-existing medical conditions
Wednesday, 4 November 2009
Cheap travel insurance Vs Comprehensive cover
According to recent research conducted by P J Hayman on over 1,300 consumers, the biggest offenders for avoiding taking out insurance were: Men 35%, under 20s (43%) and Londoners (27%).
When it comes to purchasing travel insurance, the factor which most influences consumer opinion is price, with 20% of people choosing it as the most important deciding factor. However P J Hayman believes that cheap cover does not necessarily mean comprehensive cover and consumers should be wary when selecting a policy purely based on its cost.
Other factors that were rated highly include the policy specifics (18%), policies that provide the highest coverage levels (17%) and opting for a familiar brand (13%).
However, only 38% of the UK population read their travel insurance policy thoroughly – with those in the East Midlands most likely to read it (48%) and those in the North West least likely (28%). The majority of Brits (40%) admitted to simply glancing at their policy and assuming that all is in order.
24/7 travel insurance
We offer two levels of insurance cover so you can pick the right policy to suit your needs. You can see our ‘standard’ and ‘premier’ insurance cover limits in our Policy Wording on our Documentation Page. 24/7 also covers a wide range of activities as standard!
You can purchase great value travel insurance direct at 24/7 travel insurance. For a 3-day break in Europe, it will cost you just £5.32 † - a small price to pay to really relax and enjoy your holiday all the more!
† Premium £5.32 includes Insurance Premium Tax based on an individual aged under 55 taking out a Standard Single-trip 24/7 travel insurance policy for 3 days in Europe excluding personal possessions cover and purchased within 14 days of departure date. Cover details and prices are correct at time of going to press (November 2009) and are subject to change.
Labels: travel insurance
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