Get a quote and buy 24/7 travel insurance for backpackers

Some handy tips on shopping for a travel insurance for backpackers policy: -

• Check what the policy covers you for? Make sure adequate emergency medical and repatriation cover is included.
• Where are you going and how long are you going for? Make sure you’re covered for every destination and the whole of your trip, including your departure and return dates.
• If you’re going to be involved in any activities, check the policy to make sure that these are covered. If in doubt contact the travel insurance provider to make sure that you are covered for all your activities. Sometimes it may be necessary to take out a more specialist policy to cover your activity. (Note: 24/7 travel insurance for backpackers is administered by P J Hayman & Company Limited who have a range of specialist policies including ‘Longstay & Backpacker”, so if the 24/7 travel insurance for backpackers policy is not suitable for you, “Longstay & Backpacker” may be offered to you).
• If you have any current or pre-existing medical conditions, be sure to check the travel insurance for backpackers policy carefully as it may be necessary to disclose these to the travel insurance provider. Don’t forget, this includes those of anyone you are travelling with. (Note: the 24/7 travel insurance policy contains a ‘Health Declaration and Health Exclusions/Medical Warranty’ which all persons to be insured must read. In the event that you cannot comply with this, you will be offered an alternative product and quotation via our 24/7 “Free Spirit” website – this is a specialist policy specially designed for travellers with pre-existing medical conditions).
• If you are taking any valuable items with you (such as jewellery, watches, cameras, audio/video/computer equipment), check the travel insurance for backpackers policy limits for such items. It may be necessary to get these covered under your Home Insurance policy.
• If you are travelling within the European Union make sure you have a European Health Insurance Card (EHIC) which will entitle you to free or reduced cost emergency medical treatment. Please note: The EHIC is NOT a substitute for travel insurance. For more information and to apply for this card, pick up the EHIC form from the Post Office, call 0845 606 2030 or visit: www.dh.gov.uk/travellers

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