Adventure sports travel insurance
Are you one of the adventurous types when you go travelling? Then you need to ensure you have sufficient travel insurance in place to cover not only the basics but also any activities you want to take part in.
Hazardous or not if you have an injury when taking part in an activity your travel insurance provider may decline cover. Here at 24/7 we include over 70 activities free of charge on all our policies. You can choose your quote here.
If you want to take part in something more hazardous, we have an alternative product – Adventures. This is a specialist policy, and covers over 400 activities.
Some tips from 24/7 when on a sporting holiday:
- Keep an eye on your possessions and sports equipment
- Never leave your luggage or valuables unattended or with someone you don’t completely trust
- Be aware of pickpockets who tend to operate in crowded areas – with tourists being a potential target
- Remember to lock up your luggage with padlocks and use safety deposit boxes at hotels and guesthouses (it’s worthwhile packing a few of your own padlocks in your luggage)
- If any of your items are stolen, report it to the police as soon as possible – if you make a claim you will need to show a police report
Make sure you have copies of all important documents such as your passport, tickets, travel insurance policy, itinerary and emergency contact numbers (insurance company, credit card company and British Consulate) and keep these in a safe place separate from the originals. Before you start your adventure holiday, email yourself and trusted friends or family your important documents – just in case you lose the printed versions!
When travelling around the world, it is best to do your research to prevent any mishaps or mistakes. Check out any risks associated with your destination before you travel. The Foreign & Commonwealth Office (FCO) provides guidance for travellers on its website www.gov.uk/foreign-travel-advice. It is packed with essential travel advice and up to date country-specific information where you can sign up for regular FCO Travel Advice updates so you can find out about any potential hot spots. Do check your travel insurance cover as most insurers will not cover areas where the FCO advise against travel.
Finally, don’t forget to take out adventure travel insurance before you leave home, just in case you have an accident or fall ill on your travels and remember to check the insurance policy wording to make sure you have cover for your chosen activity.